Jelousy William Shakespeares Othello Essays - Othello, Iago

Jelousy: William Shakespeare's Othello Envy There are shrewd individuals in this world; ravenous, manipulative, tyrannical and envious. Iago, in William Shakespeare's Othello, is an insidious, harmful character. He utilizes individuals' decency, trustworthiness, and obliviousness to get what he needs. At the point when Othello's position is higher through character and status, Iago gets envious and concludes that Othello must be killed. Iago knows about the desire inside himself. Othello is a decent man on a fundamental level, yet doesn't know about his abhorrence and envy, and along these lines won't have the option to control it. Iago exploits this and utilizations Othello's trust to control Othello into uncovering his actual character. Iago, similar to any incredible controller, moves in a roundabout way so he is rarely suspected. He utilizes Roderigo to get to Cassio, Desdemona, and Othello. When the harmony is upset, Iago moves legitimately to Othello. Everybody confides in Iago and accepts that he is attempting to do the best for them. Iago utilizes Roderigo to get Cassio in a tough situation with Othello. Since Roderigo is infatuated with Desdemona, I admit it is my disgrace to be so found (of Desdemona)(Act 1. Sc 3. Ln 360), Iago discloses to Roderigo that Cassio is enamored with her and she in affection with Cassio. Desdemona is legitimately enamored with him.(Act2. Sc1. Ln240) This bombshells Roderigo and he is progressively inclined to battle Cassio when advised by Iago to do as such. Roderigo doesn't simply have Othello to rival any longer; he has Cassio too. Iago reveals to Roderigo that he can win Desdemona from Cassio by battling and from Othello by following her to Cyprus. So Roderigo tunes in to and c onfides in the man, battles Cassio, sells his property and carries Iago to Cyprus. After the battle Cassio is excused from his office by Othello. Iago wins. Cassio is in a difficult situation, is not, at this point Othello's lieutenant and Iago is in Cyprus with Othello. He at that point moves in on Cassio. Cassio is another bit nearer for Iago's arrangement to cause Othello's death. Iago persuades Cassio to ask Desdemona, Othello's better half, to help in reestablishing him. By Cassio approaching Desdemona for help, the two have times when they are together, and Desdemona chooses to help Cassio. Cassio goes to Desdemona for reestablishment to his lieutenancy since Iago reveals to him that it is ideal to not go straightforwardly to Othello. Admit yourself uninhibitedly to her. Beg her assistance to take care of you again.(act2.sc3.ln357). Cassio confides in the fair Iago and approached Desdemona for her made a difference. This will later reason Othello's enviously to heighten. After the battle among Roderigo and Cassio, Othello goes to Iago for help, which Iago gives after a little wavering. Legit Iago, that looks dead with lamenting, talk. Who started this? I don't know?I can not talk any starting to this crabby chances?. Cassio tailing him with decided blade to execute him. (Act 2. Sc3. Lns189-243). Presently that Cassio is on Othello's terrible side and Iago is on his acceptable side, Iago goes in for the murder. Othello is being controlled and deceived by Iago. Iago puts thoughts of Cassio's two-faced conduct with Desdemona in Othello's brain, allows it to stew, at that point backs it up with lies and coordinates situations that appear to be reality. Othello's trust for mankind and considerate mindset ends up being adverse in this occurrence and finishes in his passing. Othello had been the big enchilada in Venice. He was a good dark general, alarming, yet regarded. He had an awesome armed force and adoring, delightful spouse, who all followed orders. He had everything Iago needed, and Iago despised him for it. I loathe the Moor.(act1.sc3.ln429). From the outset Iago simply needs Cassio's lieutenancy, however when he gets it he goes for Othello, as well. Iago utilizes Othello's shallow goodness to strip him of all his dignity and certainty with his proposal of Desdemona's double-crossing. Othello's decency isn't genuine respectability and great character. He is phony to himself and to other people. Othello contacts and manages everything on a shallow level. He never goes profoundly into connections. Othello is the general of a military; he never truly becomes acquainted with his fighters, yet is regarded by them. His significant other, Desdemona, doesn't experience passionate feelings for

Analysis Essay Example | Topics and Well Written Essays - 750 words - 20

Investigation - Essay Example The hypothesis of the New Deal is introduced in this area to indicate the different changes that were made in the work business at that point. There was across the board joblessness, poor working conditions and human enduring in the public arena at that point. Her way to deal with such issues are introduced in these letters where she is acclaimed for having contrived an answer for the vast majority of the issues introduced (Johnson 24-2). She initiated the establishment of the administration standardized savings framework that guaranteed equivalent rights for the jobless, the matured and the ward in the public eye. This prompted a decrease in human enduring among citizenry who couldn't deal with themselves. The vast majority of the New Deal achievements that were identified with work were credited to her ceaseless exertion (Johnson 24-2). Her way to deal with human enduring is eminent in these readings through her mediation in the issue of Jewish exiles from Nazi Germany. She set philanthropic needs at the cutting edge since she accepted human lives were to be safeguarded. At the stature of the Nazi killings in Germany, she grew New Deals for Jewish evacuees that included brisk digestion into the United States through the Department of Immigration (Johnson 24-2). She worked connected at the hip with the Roosevelt organization to begin a period of New Deals in American Society. This record handles the issues of riches conveyance that was introduced by Huey Long, a previous Louisiana representative and United States Senator during the 1930s. Long is known to have introduced expand discourses over the radio and a portion of these are introduced in this report as he addresses the individuals from the Share our Wealth Society. In this discourse, Long backers for the redistribution of riches in the public arena using forcefully graduated salaries and legacy charges ((Johnson 24-3). His extreme thoughts prompted an improvement in general wellbeing and state funded training programs in the

How Big Data Changes the Banking Industry

How Big Data Changes the Banking Industry Big Data is a very important step in developing the future of all banking industries. It  is defined as a set of consolidated information based on the behavioral and other trends followed by human beings. This information is assessed through databases over a long period of time. The collection of this data helps banking industry understand the needs and expectations of people.This way they are able to keep up with trends and make changes in the industry that will improve their system and simultaneously enhance customer relations in the future. By staying aware of newer trends they are able to understand and provide their clients with what they need on time. © Shutterstock.com | Syda ProductionsIn this article we will look at 1) how Big Data changes the dynamics of the banking industry, 2) the dimensions in which the banking industry is affected by Big Data, 3) how Big Data has radicalized customer service in  the banking industry, 4) the benefits of Big Data to the banking industry, and 5) the concerns related to Big Data in the banking industry.HOW BIG DATA CHANGES THE DYNAMICS OF THE BANKING INDUSTRYThe use of the internet has made it a lot easier to assess and evaluate the progress of a bank beforehand. Banks are always trusted with a lot of information regarding their clients. With this information they can learn newer ways to provide better services. With the insight they have, they can make sure their customers are always provided with resources that are beneficial and not available elsewhere. The use of Big Data helps banks run more profitably.As the number of clients increase in an industry, it becomes important for the bank to provide better services. They are entrusted with more information in their system that has to be kept safely and also be accessible quickly. Small scale databases cannot be easily trusted with such large quantities of information. If Big Data is not taken up by a bank, their databases can experience a system fail. They keep their clients waiting while they try to provide them with an answer to a simple question. Big Data helps them avoid such embarrassing situations.Big Data may be a huge system but it simplifies everything. When a name is entered into the system it filters the required information. This way banks can save time. It helps the industries function a lot smoother and helps them identify problems being faced at both the large and small scale. This way they are able to keep their organization up to date before a problem is revealed to their clients.Sometimes certain investors or clients make an agreement but change their mind later. Big Data helps the industry make sure that these people are not walking away from their contracts. It becomes easy for banks to keep a clear record of credit card limits assigned to each customer. With Big Data they can make sure no client is exceeding the limit unjustly. Along with keeping track of credit card limits, Big Data also helps them ensure no fraud is being committed. They can easily trace debtors through this system and block or avoid them from making unauthorized transactions that can harm their customer.These are some of the apparent improvements that Big Data can bring about in banks. In the long run it can help banks slowly and gradually develop a better understanding of their clients. This way the industry can stay a step ahead and learn what market is valued by their clients and what strategies gain more attention. DIMENSIONS IN WHICH BANKING INDUSTRY IS AFFECTED BY BIG DATAIt is made clear that Big Data is an extensive system that can help banking industries simplify their system and work better. Big Data helps them in developing a sincere clientele. Following is a list of ways in which the banking industry is affected by the use of Big Data:Optimize Offers and Cross SellWith the use of Big Data, the banking industry can improve their professional relationships with their clients and be able to understand them better. Big Data provides a more personal assistance and helps banks with detailed information on their clients. This information helps banks come up with schemes that are direct and personalized. These schemes gain maximum attention and are able to make sure they can come up with similar plans for the future. As their ability to analyze and assess the situation increases, their ability to deliver according to the expectations of their clients increases as well.When customers begin to realize that their banks are providing them with everything they need then automatically the bank becomes a better brand. The industry gains a favorable appreciation from their old clients an d gain newer ones too. They become able to attract newer clients by keeping their older ones happy with their services.Contact Centre Efficiency and Problem ResolutionBig Data helps banks avoid all situations that can be embarrassing for them. When a client asks a question that can only be answered by assessing the database Big Data makes it easy. The clients no longer have to wait to be answered because of a system fail. Their queries are solved immediately. By entering the name of the individual, banks are provided with all the important details. This also increases the level of satisfaction received from the customers. It also develops a sincere number of clients that learn to rely on their banks more.Payment Fraud Detection and InvestigationThough the internet has made many things easy it has also made committing fraud easy. When banks come up with newer ways to avoid fraud, people come up with newer ways to commit it. This makes it impossible for banks to be able to trace their fraudulent person. The use of Big Data rids them of this problem. It makes it easy for banks to immediately be able to trace a fraud and put an end to it. The installation and use of this system makes it easy for banks to identify where the fraud is being committed. They can stop it immediately without delaying or experiencing a loss.Counterparty Credit Risk ManagementBanks have to make many agreements to keep their business going. They have to meet with newer investors and make newer financial agreements with them. In these cases they have to evaluate the agreements and avoid risks and chances of financial damage. Initially this was considered an impossible thing to do because the information required on individuals was always limited. Big Data provides a thorough background check on these individuals and ensures that the banks make a well-informed decision keeping all things in mind. It helps them understand how things could go wrong and how things could be beneficial for them.HO W BIG DATA HAS RADICALIZED CUSTOMER SERVICE IN THE BANKING INDUSTRYGenerally, customer data analytics is not considered very important by banks. However, Big Data has helped banks improve its customer services to a great extent. Customer analytics has enabled banks to keep their interactions with their clients at a maximum level and engage with them continually. This has helped them understand their clients better. It also helps them deliver better because they know their clients better. They are able to provide their customers with a wholesome personalized experience.As far as acquiring new clients and then retaining them is concerned, Big Data has helped banks decipher the environmental aspects and what trends influence their clients. This way banks have been able to think of marketing strategies accordingly. This also aids them in formulating services that the potential clients might want.Banks now make massive profits and are improving because they understand Big Data as a requi rement for their development. This happens as a result of better understanding and usage of data analytics and the subsequent lead generation. Banks now make sure they know what the opinions of their clients are and then later incorporate them.Moreover, when introducing a new scheme or system, Big Data allows banks to make decisions that have been evaluated. They know the benefits just as well as they know the risks related to the scheme. So when implementing it, banks stay aware and prepared for all the possible risks. They also ensure they come up with a plan to counter the risks on time. This way they can enhance their own position and function better. BENEFITS OF BIG DATA TO THE BANKING INDUSTRYThere are several large scale benefits to using Big Data for the development of the banking industry. Following are few of the major and essential ones.Fraud DetectionAs the title itself suggests, Big Data allows banks to ensure that no unauthorized trade or transaction is being made. Thi s provides a protection and safety to all exchanges and makes a secure mark for the industry.Compliance ReportingWhen banks gain unlimited access to customer needs, it gives them the opportunity to help and provide for them in a better way. The business can be expanded by learning how to collect more revenue by cutting down costs. By cutting down of unnecessary costs, banks can provide the customers with what they are looking for and nothing insignificant.Customer SegmentationWhen a bank is provided with the insight to track and trace the habits of their clients of where and how they spend their money, it becomes easier for them to understand the clients’ needs. Once the results are in, clients can be categorized into different segments. This will suggest their banking needs and the marketing campaigns can be drawn up accordingly. This will also promote a healthier customer relationship.Risk ManagementThrough Big Data the information is easily located on a single large scale and i t becomes easier to reduce the number of risks. Everything that is needed by the banks becomes available at a central platform. This reduces the chances of them losing any information. It also helps them avoid being ignorant towards a fraud. They can easily detect them and in turn reduce all kinds of risks.Personalized Product OfferingsCustomer segmentation can help deliver newer schemes that directly involve the requirements of their clients. The past and present of their clients’ expenses is traced. With the help of this information banks can understand what policies will help them get a maximum response from their clients. This increases the revenue of the bank and helps to better relationships with the clients.Since Big Data is inclusive of many elements, it becomes easier for banks to provide increased security to their customers. They can detect and mitigate fraud whenever their systems detect its occurrence.CONCERNS RELATED TO BIG DATA IN THE BANKING INDUSTRYSilos of Data B lock a Single Customer ViewThere are several barriers present in organizations that minimize Big Data’s ability to be able to help them fully see the needs of their customers. This does not allow these industries to be able to reach their full potentials. Their customer view is then reduced and their schemes never strike their clients the way they should. These barriers do not allow banks to access information. This is considered the only unsolvable problem present in industries that reduces Big Data’s ability and function.The Skills and Development Gap Needs ClosingBig Data is unlike any other system which is why people operating it need to have some information about it. An individual uneducated in Big Data will struggle while handling it. This can make it slow down the bank and create a gap in customer bank communication. So unless the individual operating the system is educated enough, it becomes difficult to utilize the positive aspects of it.Lack of Strategic FocusA lot of banks intend to use and incorporate Big Data without realizing what it means. Big Data needs space to grow and be able to demonstrate the diversity of its nature. Alongside an educated individual dealing with the system, it also needs to be given space to grow. It is a complicated system and it must be met with so it can function fully. It has a great deal of potential and its approaches and concepts must be given more room to flexibly grow and expand.Privacy Concerns Limit the Adoption of Customer Data AnalyticsWhen Big Data provides such detailed information to a bank its responsibility increases as well. They must make sure that the information given to them is not misused in any way. The misuse of personal information makes it very difficult for the bank to keep up its progress. The banks must then take up the responsibility to protect the information. They must also keep in mind the privacy concerns of their clients and make sure that the personal information is not mistreated . It is important to ensure no personal information of any individual or details of a certain contract find its way in the wrong hands.It can be concluded that though Big Data is made to face a lot of obstacles in the industries, it is very beneficial. If it is taken up by industries it can be utilized with the right kind of knowledge. It assists the banks in taking steps and coming up with initiatives that provide guaranteed benefit. Big Data not only helps banks attract a bigger clientele but also helps them markedly reduce all frauds and secure their system. The expected growth and ability to eventually be able to explore the full potential of Big Data is also anticipated to result in the expansion of the banking industry.

Robert Warshow s The Immediate Experience - 1619 Words

Robert Warshow, author of The Immediate Experience: Movies, Comics, Theater and Other Aspects of Popular Culture, was at once a student and teacher of experience. He was a lover of popular culture in all forms, a â€Å"New York Intellectual†, and a disenchanted writer searching for the cultural value in everything he saw, read or experienced. (denby 2001, xiii) Through reading his collection of critical essays one can see Warshow as a Jewish man, with strong opinions about communism and its affect on society, a movie buff, and a critic enamored with experience. Experience both from the perspective of the artist, as well as the observer of the art. From the beginning of his life, it seems, Robert Warshow was a man destine to be a political-intellectual, immersed in both history and the tensions of the moment. (denby 2001, XV) Growing up in New York early in the twentieth century, and being the son of Adolph Warshow who at one point ran for congress on the socialist ticket, Robe rt gained early insight into the political strain of the time. A graduate of the University of Michigan, Warshow found himself an editor and writer for the social-democratic, anti-stalinist magazine The New Leader. After the war, he began working for Commentary as an editor, but also publishing his own work. This was a pivotal job for him, as Commentary was widely known and read by other intellectuals of the time. (denby 2001, xii) While Warshow grew during this era, as a critic of popular culture, hisShow MoreRelatedThe Popularity of Gangster Films in the Early Nineteen-Thirties2065 Words   |  9 Pagesgroup within society who could make upward mobility believable, tells much about how legitimate institutions had failed - but that mobility was still at the core of what Americans held to be the American dream[5]. In the early 1930s productions began within Hollywood of what were commonly described as social problem pictures[6], these films dealt specifically with the social difficulties of the period such as unemployment/labour struggles (Black Fury1935), racial Read MoreThe Crucible Narrative2336 Words   |  10 Pageshistorian Chadwick Hansen, much of Coreys property had already been seized, and he had made a will in prison: His death was a protest ... against the methods of the court. [8]This echoes the perspective of a contemporary critic of the trials, Robert Calef, who claimed, Giles Corey pleaded not guilty to his Indictment, but would not put himself upon Trial by the Jury (they having cleared none upon Trial) and knowing there would be the same Witnesses against him, rather chose to undergo what Death

Security Issues and the Breakdown of Payment Systems - Free Essay Example

Sample details Pages: 6 Words: 1884 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Narrative essay Tags: Cyber Security Essay Did you like this example? Critically Discuss Security Issues and the Breakdown of the Payment System. Introduction Regulation 2560/2001/EU applies to cross-border payments in euros within the EU and established with effect from 1st July 2003 the principle of equal charges for a cross-border transaction and a strictly domestic transaction. The Consultative Document à ¢Ã¢â€š ¬Ã…“New Legal Framework for Payments in the Internal Marketà ¢Ã¢â€š ¬Ã‚ [1] acknowledges that the Regulation à ¢Ã¢â€š ¬Ã…“has contributed to a considerable reduction in the price for [such] paymentsà ¢Ã¢â€š ¬Ã‚ ¦and has provided an incentive for the payment industry to modernise their EU-wide payment infrastructuresà ¢Ã¢â€š ¬Ã‚ . However, it is acknowledged that technical and legal barriers still prevent EU citizens, companies and payment service providers from reaping the full benefits of a Single Payment Area for non-cash payments. Don’t waste time! Our writers will create an original "Security Issues and the Breakdown of Payment Systems" essay for you Create order The Executive Summary (p.2) concludes: à ¢Ã¢â€š ¬Ã…“The Internal Market for goods and services cannot function properly without cheap, efficient and secure [emphasis supplied] payment services.à ¢Ã¢â€š ¬Ã‚  While the Regulation addresses the first of these three criteria, considerable progress is still required in respect of the efficiency of services (and, in particular, the introduction of appropriate protection for parties in the event of breakdown) and security of networks in the face of increasing external attack. Annex 20 of the Consultative Document raises issues in respect of à ¢Ã¢â€š ¬Ã‹Å"Security of Networksà ¢Ã¢â€š ¬Ã¢â€ž ¢ and Annex 21 similarly invites submissions in respect of à ¢Ã¢â€š ¬Ã‹Å"Breakdown of a Payment Network.à ¢Ã¢â€š ¬Ã¢â€ž ¢ It is proposed to address each of these subjects in turn. Security of the Networks Annex 20 describes attacks upon the databases of, inter alia, the banking industry and e-commerce merchants which have led to conce rns as to payment fraud and have resulted in the recall and reissue of many thousands of payment cards. The full scale of the problem is unknown since, due to the potential for the undermining of confidence in such institutions, it has been estimated that as many as 80% of such incidents are not reported[2]. A study undertaken for the European Commission into public perceptions of the security of electronic payments[3] identified the fact that from a security perspective, electronic banking systems including on-line bank transfers are the preferred methods of payment. This is due to the use of a system of 2-factor identification (e.g. password and selected digits from a PIN number). By contrast, the use of à ¢Ã¢â€š ¬Ã…“card not presentà ¢Ã¢â€š ¬Ã‚  payment over the internet poses risks because authentication depends upon the use of credit card numbers and expiry dates (which information can be the subject of misappropriation or the increasing crime of à ¢Ã¢â€š ¬Ã…“identity t heftà ¢Ã¢â€š ¬Ã‚ . Regrettably, this type of transaction remains the most prevalent for cross-border payments. New, more secure solutions, have yet to achieve a significant degree of market penetration. In particular, the use of what is known as SSL à ¢Ã¢â€š ¬Ã…“Secure Sockets Layerà ¢Ã¢â€š ¬Ã‚ , a generic method to cryptographically secure communication on the Internet taking place between a client and a server is as yet weak or non-existent in terms of general commercial application. At the Tampere European Council, the member states reaffirmed their commitment to reinforcing the fight against organised crime. This led to the issue of the Communication from the Commission à ¢Ã¢â€š ¬Ã…“Preventing fraud and counterfeiting of non-cash means of paymentà ¢Ã¢â€š ¬Ã‚ [4] and its accompanying Fraud Prevention Action Plan. It was acknowledged that the payment industry has developed and implemented new technical fraud prevention measures (such as à ¢Ã¢â€š ¬Ã…“chip and PI Nà ¢Ã¢â€š ¬Ã‚  technology) but if cross-border payments are to be adequately protected, further, more general measures are required. The first paragraph of the Fraud Prevention Action Plan states, inter alia, that the longer term objective must be the introduction of a structured and co-ordinated security approach by all interested parties. It is essential to promote standardised security requirements which can be independently and objectively evaluated. An example of this is ISO Standard 15408 which allows the definition of security requirements for information technology systems including payment products. Criminal sanctions are also necessary. At the Community level, proposals have been made for the common definition of certain à ¢Ã¢â€š ¬Ã…“cyber crimesà ¢Ã¢â€š ¬Ã‚  carrying common penalties[5]. While such reform is to be welcomed insofar as it would provide a measure of uniformity and ease of enforcement within the EU, it cannot address the risks posed by the global na ture of modern information technology which renders European merchants and institutions vulnerable to international attack from beyond the borders of the EU. Annex 20 argues that the harmonisation of penal legislation against cyber crime both in the EU and beyond and co-operation with other stakeholders may lead to the conclusion that there is no need for further legal provisions on the security of the infrastructure and the payment area and further initiatives may be left to self-regulation. This approach is complacent. While acknowledging the difficulty of state regulation of crimes committed outside its jurisdiction, such a challenge militates in favour of internal regulation to ensure compliance with the highest possible standards of electronic security. The increase in e-banking and e-commerce generates an increasingly urgent imperative to protect such systems if confidence is to be maintained and the advantages of such transaction methods to the development of the Internal Market are to be preserved. Article 17 of Directive 95/46/EC already provides for the controller of the data to take appropriate measures to protect against unauthorised access. An increasingly obvious deficiency occurs where the processing of such data is à ¢Ã¢â€š ¬Ã…“outsourcedà ¢Ã¢â€š ¬Ã‚  to another party. While the controller in such circumstances is under a duty to choose a processor who is able to supply the necessary guarantees as to security of data, there is no reason why indeed it might be regarded as essential that the processor is also made the direct subject of primary legislation in order to ensure the integrity of his guarantees and to provide appropriate remedies (beyond the merely contractual rights of the controller) in the event of default. Breakdown of a Payment Network By contrast with Annex 20, Annex 21 raises the issue of liability in the event of breakdown of a payment network but fails to provide even the most meagre of proposed strategies for dealing with the issue or even any meaningful suggested topics for discussion and response. The risk of system breakdown is particularly acute in the case of Payment Services Providers since they have à ¢Ã¢â€š ¬Ã…“network externalitiesà ¢Ã¢â€š ¬Ã‚  which means that they are exposed to risks not only as a result of the compromise of the integrity of their own internal systems but also the systems of those other institutions with which they are interdependent. In addition, the trend toward à ¢Ã¢â€š ¬Ã…“outsourcingà ¢Ã¢â€š ¬Ã‚  discussed above increases their vulnerability to breakdowns over which they have no direct control. Such system failures can have significant impact in the marketplace upon a customer who may incur financial penalties (e.g. for late payment) or suffer loss of commercial opportunity or other loss as a result of not being able to action an electronic payment. The merchant also is at risk since, in the event of such failure, potential profit may be lost i f otherwise willing customers are not able to make payment by other than electronic means. The obvious question is, upon whom should such losses ultimately fall? Not surprisingly, the banks take a particular view. Barclays[6] argue that to extend liability to include unlimited consequential losses due to system breakdown will cause many providers to reconsider their exposure to the payments market. They argue that they have invested in contingency arrangements so that payments are not delayed even if there are failures, that customers have a wide range of payment options available to them and that breakdown is rare. Finally, there is the familiar plea that the industry is subject to a high degree of self-regulation and that the consequences of system failure are adequately addressed by the bankà ¢Ã¢â€š ¬Ã¢â€ž ¢s contract with the customer. Significantly, it is not asserted that compensation arrangements are adequate under the present regime, rather that the customer contract is à ¢Ã¢â€š ¬Ã…“the best way forwardà ¢Ã¢â€š ¬Ã‚  provided this is à ¢Ã¢â€š ¬Ã…“transparent to the customerà ¢Ã¢â€š ¬Ã‚ . To seek to limit liability in this way is offensive to basic legal principles. By direct or indirect means, the customer either in the form of a consumer or in the person of a merchant supplying goods or services and wishing for reasons of commercial competitiveness to offer the option of payment by electronic means, is paying for a service which he has a consequent right to expect will be operated efficiently and without causing loss to him through its failure. Where such failure occurs, the consequences are clearly and reasonably foreseeable as they have been by the Commission in the Consultation Document. Just as it was appropriate for the Commission to regulate the charge for electronic cross-border transfers by Regulation 2560/2001, it is appropriate for there to be similar intervention to ensure confidence in systems and the further increase in th eir use for the benefit of the Single Market and to provide a transparent system of rights and remedies in the event of breakdown of systems. Conclusion Regulation 2560/2001/EC provided an important boost to the use of electronic payment systems for cross-border transfers by removing the disparities previously existing in respect of charges for such services. Recognising this benefit to the operation of the Single Market, the Consultative Document seeks to explore ways of increasing and enhancing this benefit by addressing a range of technical and legal restrictions which continue to impinge upon the efficient and secure operation of such means of payment. If this is to be achieved, urgent action is required to address the increasing threat to the security of and thus confidence in the use of such services. Payment Services Providers must shoulder the leading responsibility for guaranteeing the security of such systems and where this continues to be deemed inadequate, must b e required by Regulation to do so. This applies also in the distinct but related field of system breakdown. Self-serving arguments about the current adequacy of systems and the familiar special pleading for self-regulation should not be allowed to stand in the way of continued improvements in e-payment and e-commerce with the manifest economic benefits that this will confer upon the Community. Again, this is too important an objective to be left to chance or half-hearted and self-interested attempts at self-regulation. The model of Regulation 2560/2001 and its demonstrable success may be relied upon in both areas to bring about continued improvements in the framework for payments in the Internal Market. Bibliography APACS, The Regulation on Cross Border Payments in Euro, Cards Compliance Guidelines for the UK Banking Industry, (July 2003) Barclays plc Response: Commission Communication A New Legal Framework for Payments in the Internal Market (9 February 2004) Electroni c Payments key conclusions of study undertaken for European Commission on public perceptions, (September 2003), www.europa.eu.int/comm.internal-market/payments/docs/fraud/study-security New Legal Framework for Payments in the Internal Market, COM (2003) 718 final Irish Payment Services Organisation, IBAN Update, (Oct 2004), www.ipso.ie Preventing fraud and counterfeiting of non-cash means of payment, COM (2001) 0011 final Proposal for a Council Framework Decision on attacks against information systems, COM (2002) 173 final Regulation 2560/2001/EU 1 Footnotes [1] COM (2003) 718 final, p.2 [2] IDC and Gartner (November 2002) [3] Electronic Payments key conclusions of study undertaken for European Commission on public perceptions, (September 2003), www.europa.eu.int/comm.internal-market/payments/docs/fraud/study-security [4] COM (2001) 0011 final [5] Proposal for a Council Framework Decision on attacks against information systems, COM (2002) 173 final [6] Barclays plc Response: Commission Communication A New Legal Framework for Payments in the Internal Market (9 February 2004)

Proverbs Essay Free Essays

Proverbs Essay A Man of Wisdom The book of Proverbs describes what a wise man is and what his behavior grants him. A man of wisdom has many characteristic aspects that make him ‘wise’, these are made very clear in the book of Proverbs. King Solomon, being granted the wisest man, was the author to most of the proverbs that offer the descriptions of both a wise and unwise man. We will write a custom essay sample on Proverbs Essay or any similar topic only for you Order Now Some of the aspects to a wise man are hard to honor, but that is what makes a man wise, and gives him the benefits and good fortune in his life. The beginning of Proverbs gives general advice and guidance for children. These are known as Solomon’s Wise Lessons. In this section of the book the verses are aimed at children being taught a lesson by his or her elders. The few stories consist of rejecting wisdom, benefits of wisdom, and warnings against adultery/adulteresses and folly. If you reject wisdom, then you chose not to fear the Lord as well, and will be filled with your own ways. â€Å"Since they hated knowledge and did not choose to fear the Lord, since they would not accept my advice and spurned my rebuke, they will eat the fruit of their ways and be filled with the fruit of their schemes. (NIV, Proverbs 1:29-31) The other main point in the beginning of the book was the warnings against adultery. A wise man is to keep just to his wife, and only his wife, even though the adulteress is very persuasive and crafty. â€Å"Say to wisdom â€Å"you are my sister,† and call understanding your kinsman; they will keep you from the adulteress, from the wayward wife with her seductive wor ds. † (NIV, Proverbs 7:4-5) The men that did subdue to the adulteress were throwing their lives away. The second section of the book of Proverbs is all proverbs from King Solomon. In these proverbs he describes a wise man and an unwise man. A lot of the time he refers to them as simple and righteous. He demonstrates how a righteous man would act compared to a simple or unrighteous man in lots of different situations. These situations include ones like â€Å"The wise in heart accept commands, but the chattering fool comes to ruin. † (NIV, Proverbs 10:8) â€Å"A gossip betrays a confidence, but a trustworthy man keeps a secret. † (NIV, Proverbs 11:13) â€Å"A mocker seeks wisdom and finds none, but the knowledge comes easy to the discerning. † (NIV, Proverbs 14:6) These are just a few of them; I could keep going and going. Proverbs 10:8 means that the wise people will listen and be obedient to the Lord. This obedience will be shown through God, and will bring them good fortune. If you refuse God’s commands then that shows your true character. Those that choose not to obey, and instead rebel, while thinking that they are standing up for their proud heart, will be going against their best interests. Proverbs 11:13 is saying that we should not trust people who gossip or spread stories about other people. And, if we do trust these gossiping people then we can be considered to be fools because we could not trust them with the secrets that we tell them. Basically, choose your friendships carefully, and make sure they have the same values as you do. Proverbs 14:6 means that those seeking for wisdom without the right reason, lets say for pride or only when they need it instead of for the glory of God don’t receive wisdom. God doesn’t want to reveal the wisdom to anyone unless they are there to serve him and are humble. Someone who has an attitude that is bashful against the spiritual truth and that only picks which truth he wants to hear in order to profit himself is the scorner, and will not be granted his wishes. According to Providence Baptist Ministries, â€Å"The right attitude makes learning easy. † That is very understandable to me. As children, most people would say that their parents taught them the ‘golden rule’. The golden rule being, ‘treat others as you would like to be treated’. I think that this rule applies a lot to the book Proverbs in the Bible. If you act well and not in sin then you get good fortune and a good afterlife, but if you don’t act in such a way, then you will get bad fortune and a bad afterlife. The book of Proverbs is known as a book of wisdom and is taught as in a classroom setting, as if you are learning valuable life lessons while reading these books. It’s this setting and perspective that allows this book to be so effective in teaching what the characteristics are and how to become a ‘wise man’. If you just follow these simple tasks that are outlined for you then you can live a happy life in prosperity and health. Works Cited â€Å"Bible Study Courses. † Proverbs Chapter 10. Providence Baptist Ministries, 2004. Web. 16 June 2012. http://www. pbministries. org/Landmark_Baptist/Seminary/Bible_Study_Cou ses/Proverbs/DH_proverbs_chap10. htm. â€Å"Bible Study Courses. † Proverbs Chapter 14. Providence Baptist Ministries, 2004. Web. 18 June 2012. http://www. pbministries. org/Landmark_Baptist/Seminary/Bible_Study_Courses/Proverbs/DH_proverbs_chap14. htm. Linda. â€Å"Proverbs-A Bible Study. † : Proverbs 11: 13 Gossip vs. A Faithful Sp irit. N. p. , 17 Sept. 2009. Web. 16 June 2012. http://proverbs-abiblestudy-ocmist. blogspot. com/2009/09/proverbs-11-13-gossip-vs-faithful. html. â€Å"New International Version of The Holy Bible. † The Book of Proverbs. Published in Grand Rapids, Michigan. 1984. Print. June 16-18, 2012. How to cite Proverbs Essay, Essay examples

Tartuffe Essay Research Paper Example For Students

Tartuffe Essay Research Paper In the beginning of the play Tartuffe is a completely different person from what we find out about him in the end. At first he pretends to be a very religious man who is very grateful to Orgon. He acts as though he will do anything Orgon asks of him and will care for his family as if they were his own. Even though the entire family can see right through him he manages to fool Orgon to the point where Orgon goes back on his word to valare and in turn promises his daughter to Tartuffe. Orgon even throws his son out of the house when he tries to tell Orgon about Tartuffes attempts to seduce his wife. We will write a custom essay on Tartuffe Research Paper specifically for you for only $16.38 $13.9/page Order now Orgon wont hear any of it and tells Damis to leave. Orgon is completely infatuated with Tartuffe and treats him better than his son and even his own wife. When Orgon returned from his trip he was more worried about Tartuffe than his ill wife. Then we begin to realize that Tartuffes attitude is just a mask. In reality Tartuffe is trying to seduce Orgons wife and wants to take over the household. He pretended to be a very religious man who is only trying to serve god but he ends up betraying Orgon by going to the king and telling him lies in an attempt to destroy Orgon so he can take over the house. We also find out that Tartuffe has been a criminal for a long time and the king was aware of this. In the end Tartuffe is the one who is taken away and good prevails over evil but you can see how Tartuffes personality was covered with a mask. Tartuffe is nothing but a con artist and his whole attitude was just an act. He was hungry for power and would do anything to obtain it even if he had innocent people thrown in jail or killed. But this play also shows us that in the end the truth always comes out and people who wears masks eventually reveal their true identity.